MomDot Blog Party: Day 3

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Well, today is actually my turn to host a Blog Party Day over at MomDot, so forgive me if this is rather redundant.

Day 3 of the Christmas of Dreams Blog Party is sponsored by Appledonia, Hippos Toes and My Bag. I have actually had the opportunity to work with Appledonia and Hippos Toes on The Not-So-Blog and they are both fabulous companies! Consider all of the sponsors when you are preparing your Christmas list!

Speaking of shopping, can you believe that Christmas is only 40 days away? Every year I plan to get a jump on my Holiday shopping, but it seems like every year Christmas sneaks up on me! Did they move it? Its still December 25th, right?

This year, more than ever, I am having to put a spending limit on shopping. Our bills have skyrocketed and with the addition of a second child, our budget is extra tight. Last January, I started a Christmas savings account and religiously deposited any extra cash into this account. I am going to withdraw all of this money and pay for ALL of our Holiday purchases in CASH. In order to achieve this, I plan to make a list of all of the gifts we must purchase and draw up a budget for each present. I am hoping this will help us keep Christmas under control!

So, what about you? How do you budget for the Holidays? Do you always stick to your budget?

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Comments

  1. 40 days?! Did you really need to remind us of that? I’m so behind this year!

  2. Miss Blondie says:

    I have a similar strategy. I have a Christmas club, and the money comes right out of my paycheck into a savings account. Oct. 1 they send me a check for all the money. I always pay cash. Its the best way to stay out of debt!! Great questions, BTW!!

  3. Julie@Cool Mom Guide says:

    Wow. 40 days. So 47 til New Years! Woo! I’m gonna party like a rock star (even though I’ll be in upstate NY freezing my arse off while all my friends are home in Charlotte…ah, the things I do for a sitter…) Here’s My Day 3! Come sign Mr. Linky!

  4. Oy vey. Did you really need to remind me I only have 40 days? Cash is king!

  5. Michelle@lifeinawhirlwind says:

    All these people with Christmas Savings accounts. I might need to jump on the bandwagon.

  6. Proud Mommy says:

    Is it too late to start my christmas savings account?!!!

  7. Custom Blog Designs says:

    The addition of another child is where our family budget really tightened up!

    Check out the new Family FotoFun Friday feature on my blog!

  8. 40 days is all?? That is just insane!

  9. ~Michelle~ says:

    Good for you for being able to make a seperate account and deposit all that money into it — that must make it so much easier! I know the girls will have a great Christmas :-)

  10. Kim @ What's That Smell says:

    I try and usually don’t go too far over budget.

  11. Kim @ What's That Smell says:

    I try and usually don’t go too far over budget.

  12. The Petersons says:

    Great tips! Our budget is tight this year too. Luckily our kids are pretty young so the toys are cheap!

  13. You scared me with that 40 days thing. I have not started yet.

  14. 3 Kids and Us says:

    Those Christmas savings accounts are such a great idea, I wish I would get on the ball with that one of these years.

  15. I need to set up a Christmas account.

  16. seems like money is tight for everyone… except those atlanta housewives!

  17. when it comes to the haladays i well over spend money but well i see it tthat well the haladays only come once a year and its worth it

  18. Sounds like a plan!!

  19. i forgive you!!

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